Systematic Withdrawal Plan (SWP) – Your Regular Income Engine
Posted on November 03, 2025
An **SWP** lets you withdraw a **fixed amount** (or percentage) every month/quarter while the remaining corpus stays invested and keeps growing.
Key Benefits
- Steady Cash Flow: Ideal for retirees, parents funding education, or anyone needing regular income.
- Tax Efficiency: Only capital gains on redeemed units are taxed—no TDS on withdrawals.
- Flexibility: Choose withdrawal amount, frequency, and even pause anytime.
- Beat Inflation: Keep equity exposure for long-term growth while drawing income.
How to Start SWP on MiShield
- Open a **free mutual fund account** (zero annual fees).
- Invest via lump sum or SIP until corpus is ready.
- Log in → Select fund → Set SWP (monthly/quarterly).
- Money hits your bank account automatically!
Create your own **personal pension** today.
Start SWP Now